Financial Advice and Support

Financial advice and support is available from lots of organisations.

 

Community Hubs

The Community Hubs, run by Blaenau Gwent Council operate in 7 locations across the borough.

 

They can help with all elements of community life including council tax schemes and reductions, benefits information and advice, applying for a blue badge and many more opportunities to help you save money where you can.

Find your nearest Hub and it’s opening times here: https://www.blaenau-gwent.gov.uk/en/resident/blaenau-gwent-community-hubs/

 

Discretionary Housing Payments

If you are receiving Housing Benefit or the Housing Element of Universal Credit, but are still finding it hard to pay your rent, you can apply for a Discretionary Housing Payment.

Contact: benefits@blaenau-gwent.gov.uk for further advice.

 

Welsh Water Assistance

Welsh Water are currently operating an assistance fund designed to help those in severe financial hardship to clear debt and get on top of their payments.

 

Visit: https://www.dwrcymru.com/en/support-with-bills/customer-assistance-fund for help and to find out more about the support offered.

 

Money Saving Expert

MoneySavingExpert.com, the website founded by Martin Lewis, has a wide range of help and advice.

www.moneysavingexpert.com

Sign up to receive a free weekly newsletter containing

all the latest tips and advice:

www.moneysavingexpert.com/latesttip

 

Citizens Advice

Dealing with money issues can sometimes be off-putting, but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself deep in debt.

The Citizens Advice Bureau can give you the information you need to make the right choices.

To find out more visit:

www.citizensadvice.org.uk/wales/debt-and-money

 

Money Helper

MoneyHelper is open to everyone and can help people clear their debts,

reduce spending and make the most of their income.

They provide money guidance that's impartial and free to use and if they don’t know the answer, they’ll point you in the right direction of someone who does.

www.moneyhelper.org.uk/en/contact-us/money-guidance 

 

Credit Unions, Local community savings and loans

 

Credit unions offer an alternative to traditional banks and building societies for saving and borrowing. They can sometimes beat the rates on the high street.

A credit union is a community savings and loans provider.

To find out more about credit unions,

www.moneysavingexpert.com/loans/credit-unions 

 

Free School Meals

Your child may be able to get free school meals if you receive any of the

following:

 

  • Income Support
  • Income-based Jobseeker’s Allowance
  • Income-related Employment and
  • Support Allowance
  • Support under Part VI of the
  • Immigration and Asylum Act 1999
  • Child Tax Credit (with an annual
  • income less than £16,190)
  • Guarantee element of Pension Credit
  • Working Tax Credit run-on - paid for 4 weeks after you stop qualifying for Working Tax Credit
  • Universal Credit with net household income of less than £7,400 (£616.67 monthly)

 

You can get more information and apply for the scheme by emailing:

benefits@blaenau-gwent.gov.uk

 

School Uniform Grant

 

Learners currently eligible for free school meals can apply for the grant of £225 per learner, and £300 for those learners entering year 7.

The scheme is open from 1st July 2022 and end on 30th June 2023

Find out more and apply today by emailing: benefits@blaenau-gwent.gov.uk

 

Former Coal Miners £200 Grant

Former coal miners are eligible for a £200 grant to help with rising energy prices.

The grant comes via the Coal Industry Social Welfare Organisation (CISWO.

To find out more about the grant, contact the Welsh CISWO office by phone on 01443 485233 or by emailing wales@ciswo.org.uk.

 

Council Tax Discounts and Reductions

Council Tax is one of the biggest monthly bills for all households.

There are lots of schemes available to help ease this particular pressure, single occupancy reduction, mentally or physically disabled support, carers and low income households.

You can find out more on this topic at:

https://gov.wales/council-tax-discounts-and-reduction/apply

More information can also be found on the Council Website.

https://www.blaenau-gwent.gov.uk/en/resident/council-tax/

 

Smart Money Cymru

Community Banks like Smart Money Cymru are not-for-profit financial organisations that are often set up by members who have what is a called a common bond to offer savings and loans.

Smart Money Cymru provide affordable loans and financial resilience with a range of saving accounts, working with stakeholders across Wales, providing financial education and supporting and donating to good causes.

https://smartmoneycymru.co.uk/